Rates / Fee Schedule
Loan Rates Mortgages Dividend Rates Fee Schedule
Effective as of: 3/25/2020
| Mortgage Rates | ||
| Conventional Loan | Rate Type | APR As Low As |
| 30 year | Fixed Rate | 3.875% |
| 20 year | Fixed Rate | 3.750% |
| 15 year | Fixed Rate | 3.500% |
| 10 year | Fixed Rate | 3.250% |
| Up to 95% LTV on purchases and refinances (loans with less than 20% equity may require PMI). | ||
| Jumbo Loan | Rate Type | APR As Low As |
| 15 year | Fixed Rate | 3.75% |
| 30 year | Fixed Rate | 4.125% |
| Vacant Land Loan | Rate Type | APR As Low As |
| 15 year | Fixed Rate | 4.5% |
| Requires a minimum of 30% down; 10 acres or less. | ||
| Home Equity Loan | Rate Type | APR As Low As |
| Home Equity | Fixed Rate | 3.875% |
| Up to 80% of homes available equity; rate subject to change quarterly in both the draw period and repayment period; 5 year draw period; 10 year repayment period. | ||
| Home Equity Line of Credit | Fixed Rate | 4.875% |
| Up to 80% of homes available equity; rate subject to change quarterly in both the draw period and repayment period; 5 year draw period; 10 year repayment period. | ||