To do our part in stopping the spread of COVID-19 or Coronavirus,
Live Life Federal Credit Union will be limiting branch hours to:
11am to 3pm Monday - Friday until further notice. We will also be restricting non-transactional visits that require a sit-down discussion to appointment only.
Careers

Live Life FCU

Rates / Fee Schedule

Loan Rates Mortgages Dividend Rates Fee Schedule

Effective as of: 3/25/2020
Share Draft / Checking Fees
Online Bill PaymentFREE
Stop Payment Request$29 per item
Check PrintingVaries by Style
Non - Member Check Cashing$10 per check
 
Overdraft Fees
Return Deposit Item$25 per item
Non - Sufficient Funds (NSF)$30 per item
 
ATM / Debit Card Fees
Card Replacement$12 per card
ATM Deposits / Withdrawals / Balance InquiriesUnlimited Access to over 30,000 Surcharge FREE ATMs*
*To find a FREE ATM near you, simply visit CO-OP
 
Deposit Account Fees
Dormant Account$5 per month (after 12 months of inactivity)
Account Closing$5 (if closed within 12 months of opening)
Account Re-Opening$25 per membership
Move Account Fee$40 per membership
Service Center / Shared Branch UsageFREE
 
External Funds Transfer Fees
Outgoing Domestic Wire$30 per transaction
Outgoing Foreign Wire$45 per transaction
Incoming WireFREE
 
Service Fees
Corporate Draft / Cashier’s Check$3 per item ($2 per item if purchasing 5 or more at one time)
Paper Statement$2.50 per month
Electronic StatementFREE
 
Loan Fees
Title Processing$16 per item
Home Equity Subordination$150 per request
Late Charge – VISA / Loan$25 / $29 each occurrence
Rate Modification / Loan Extension$40 per request
Lien Verification$12 each occurrence
 
Miscellaneous Fees
Escheats$60 per membership
Canadian Check Processing$15 per item
Account Research$25 per hour
Legal Processing (Garnishments, Levies, Subpoenas, etc.)$60 per item
Return Mail$4 per item
Statement Copy$3 per statement / Availability with Online Banking FREE
History Printout$1 per page / Availability with Online Banking FREE
IRA Transfer to Another Institution$25 per transaction
IRA Maintenance$65 per year
 
Business Accounts
Maintenance Fee$250 per year
 

34206 Van Dyke Ave., Sterling Heights, MI 48312     Phone: 586-268-3720     Fax: 586-268-3424      info@livelifefcu.org      Site Map     facebook

Back to Top
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Live Life Federal Credit Union website and entering a website hosted by another party. Live Life Federal Credit Union has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Live Life Federal Credit Union website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Live Life Federal Credit Union.

CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel