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Rates / Fee Schedule

Loan Rates Mortgages Dividend Rates Fee Schedule

Effective as of: 09/05/2019
Vehicle Loan Rates
Model YearsTerm APR* As Low As
2018 and newer up to 84 months 2.94%
2016 - 2017up to 84 months3.69%
2015up to 72 months 4.19%
2014up to 60 months 4.69%
2013up to 60 months 5.44%
2012 or older**up to 36 months 6.44%
*APR = Annual Percentage Rate. APR may be higher based borrower’s credit score. Rates are subject to change at any time. All rates and terms are subject to credit approval.
**Any model from the 2012 year or older will need to be approved on a case by case basis. Please contact us for details.
Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value.
 
Recreational Vehicle Loan Rates
Loan Amount Term APR* As Low As
Any Amountup to 120 months 4.15%
$25,001 – $74,999up to 180 months 4.28%
$75,000 and Aboveup to 240 months 4.40%
*APR = Annual Percentage Rate. APR may be higher based borrower’s credit score. Rates are subject to change at any time. All rates and terms are subject to credit approval.
Recreational Vehicles pertains to, but are not limited to: Boats, Motorhomes, Campers, Travel Trailers, Motorcycles, Personal Watercrafts, ATVs, Snowmobiles, Etc.
 
Unsecured Loan Rates (Closed-End)
Unsecured / Personal Lifestyle LoansTermAPR* As Low As
Signature Loanup to 60 months 7.24%
*APR = Annual Percentage Rate. APR may be higher based borrower’s credit score. Rates are subject to change at any time. All rates and terms are subject to credit approval.
 
Unsecured (Open-End)
Unsecured / Personal Lifestyle LoansTermAPR* As Low As
Visa Credit CardN/A7.90%
 
Other Secured (Non-RBP)
Unsecured / Personal Lifestyle LoansTerms in MonthsAPR
ShareUp to 604.00%
CertificateRequired to amortize 1 month prior to certificate maturity4.00%
 
 

34206 Van Dyke Ave., Sterling Heights, MI 48312     Phone: 586-268-3720     Fax: 586-268-3424      info@livelifefcu.org      Site Map     facebook

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